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BUSINESS ARTICLES 
O’Neill’s Overhead Doors & Continuous Gutters Announces Spring Sale in Coos Bay
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O’Neill’s Overhead Doors & Continuous Gutters invites the community to its Spring Sale, April 16–18 at 625 H Street, Coos Bay. This three-day event lets homeowners and contractors explore products and services that enhance both function and curb appeal.

Specializing in overhead garage doors, continuous gutters, gate operators, and accessories, O’Neill’s will offer a variety of in-stock options for immediate purchase. Customers can also take advantage of same-day scheduling and on-site gutter fabrication for fast, efficient project completion.

Showroom visitors can browse samples from Modern Floors and West Coast Fencing for added home improvement inspiration. Known for quality workmanship, reliable service, and competitive pricing, O’Neill’s provides free estimates to help customers plan upgrades with confidence.

O’Neill’s will also have a vendor booth at the Bay Area Home Show the following weekend, April 24–26, at Pony Village Mall in North Bend.

Sale hours are 7 AM to 5 PM on April 16 and 17, and 8:30 AM to 3 PM on April 18. For more information, call 541-269-5143 or visit oneillsgaragedoors.com.

Pharmacy Fact: Poison Control & Safety
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Hello, I’m Jeremy Brown, Pharmacist at Southern Coos Hospital & Health Center in Bandon. It’s time for your Pharmacy Fact!

Medication poisonings are a serious concern that can be both traumatic and, in some cases, deadly. However, most of these incidents are entirely preventable with a few simple habits. To protect yourself, always take only the specific dose prescribed to you by your provider. Never share medications or take a pill given by someone else unless you can positively identify it and confirm it is intended for you.

Children are especially at risk because many life-saving medications can look like candy. To keep our little ones safe, always store medications in their original, child-resistant containers and keep them in a locked cabinet or a high shelf completely out of their reach.

If you ever suspect a poisoning or an accidental overdose, do not wait for symptoms to appear. Call Poison Control immediately at 1-800-222-1222. This is a free, 24/7, and strictly confidential service. Their expert staff is there to help you through the next steps and provide medical guidance without reporting to law enforcement or child services.

Got questions about medication safety? Just ask your pharmacist! That’s your Pharmacy Fact from Southern Coos Hospital & Health Center.

Coos Bay Home Built in 2022, Near Empire Lakes Offers Comfort and Privacy
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Now available in Coos Bay, 820 Fenwick Street is a newer manufactured home built in 2022, offering 3 bedrooms, 3 full bathrooms, and approximately 1,836 square feet of thoughtfully designed living space.

This single-story residence features a unique layout with two primary suites, each with its own attached bathroom, along with an additional guest bathroom for added convenience. The open-concept kitchen flows into spacious living areas, creating an ideal setting for both everyday living and entertaining. Additional highlights include a dedicated laundry room, modern appliances, and features such as laminate flooring, wall-to-wall carpet, and double-pane windows.

Situated on a level 5,227 square foot lot, the home also offers low-maintenance landscaping and a driveway for off-street parking. Its location is a standout, just three blocks from the Empire Lakes entrance and approximately 8.4 miles from public beaches, providing easy access to outdoor recreation and coastal living.

With its modern construction, functional design, and convenient location, this property is well-suited for those seeking comfortable, low-maintenance living in a newer home.

For more information or to schedule a showing, contact Ruben “Michael” Jimenez at 541-260-7979 or email Rmichaeljimenez@gmail.com

PSA: Four estate planning myths that could cost your family
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Many people think that estate planning is just for wealthy people, but that's a myth. An estate plan is for anyone of any means who has assets to distribute. They could include a house, investment accounts or family heirlooms.

An estate plan lets you decide who gets what and who's in charge of making decisions – both during your life and after your death. It saves confusion and conflict among your heirs.

Without one, state laws decide everything, and you may not like the outcome.

Another myth is that a will is enough. However, a will doesn't protect you if you become incapacitated.

Myth No. 3 is that equal distribution is always fair, but truthfully, every child's situation differs.

And the final myth is that you can set it and forget it. Instead, you should review your plan every few years or as major life events occur.

Estate planning can help ensure your voice is heard and your loved ones are cared for, no matter what happens.

This content was provided by Edward Jones for use by Lee Van Pelt, your Edward Jones financial advisor at (541) 756-0854 edwardjones.com/lee-vanpelt. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

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PSA: Which retirement plan is right for you?
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If you’re a local business owner, a workplace retirement plan can be a powerful tool – helping you manage taxes, support employee retention and build long‑term financial security.

Despite common misconceptions, these plans aren’t just for large companies. Today’s options work for businesses of every size.

If you’re self‑employed or don’t have employees, there are three commonly used types of plans

  • A SEP IRA is simple, low‑maintenance and lets you vary contributions each year.
  • An owner‑only 401(k) offers higher contribution limits and borrowing features in exchange for more complexity.
  • And an owner‑only defined benefit plan allows the highest contributions and provides guaranteed income. (But this option requires steady funding and more administrative work.)

If you do have employees, additional options like a SIMPLE IRA, traditional or safe harbor 401(k), or a cash balance plan may fit your needs.

A financial advisor can help you compare these choices and select the best fit for your business and your retirement goals.

This content was provided by Edward Jones for use by Lee Van Pelt, your Edward Jones financial advisor at (541) 756-0854 edwardjones.com/lee-vanpelt. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

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PSA: Emergency funds offer breathing room when it matters
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Life has a way of surprising us, whether it’s a blown tire, a broken appliance, or an unexpected medical bill.

With no savings to fall back on, even a small emergency can become a big one.

That’s why an emergency savings fund matters.

You don’t need thousands of dollars on day one. Just begin with a simple goal, like saving $500 by a certain date.

Even that small cushion can help you weather sudden expenses and keep you from relying on credit cards or high interest loans that you'll need to pay off later.

Instead, look for money you can redirect without major sacrifice. Set up a small automatic transfer each payday or cancel a subscription you never use. Or save part of your annual tax refund, if you receive one.

Put the money in a separate savings account that’s easy to access and earns a little interest.

Progress is what counts. Start small, keep going and give yourself a safety net for when you need it.

This content was provided by Edward Jones for use by Lee Van Pelt, your Edward Jones financial advisor at (541) 756-0854 edwardjones.com/lee-vanpelt. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

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PSA: Sustainable investing means investing with purpose
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When you think about investing, you probably want your money to grow — but maybe you also want it to do some good.

That’s where ESG investing can be of interest. ESG looks at three key areas:

  • “E” stands for environment. It looks at how companies handle climate impact and natural resources.
  • “S” is for social factors, including product safety and the well-being of a company’s workers.
  • “G” is governance, which considers a company’s ethics and transparency and how responsibly it is run.

At its core, sustainable investing is about aligning investments with personal values while still focusing on long-term financial outcomes.

You may wonder whether investing sustainably means sacrificing returns. A study by New York University found that investing in companies with strong ESG practices does not inherently diminish returns — and these investments often perform better over time.

But quality still matters here. Focus on well run, financially strong companies to help you build more stable, long term results, whether you choose ESG investing or something else.

This content was provided by Edward Jones for use by Lee Van Pelt, your Edward Jones financial advisor at (541) 756-0854 edwardjones.com/lee-vanpelt. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

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PSA: Risks threatening Gen Z’s retirement — and how to tackle them
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For Gen Z workers, saving for retirement may feel out of reach.

High interest credit cards and student loan payments can drain a paycheck before the month even begins. With rising rents and higher everyday prices, there’s barely room for anything beyond the basics.

But getting started with retirement savings needn't be hard.

  • Begin small — even a few dollars per paycheck helps build a good habit. Small, consistent contributions can grow dramatically over time, when you have decades to accumulate them.
  • If you have a workplace retirement plan, contribute at least enough to earn any employer match.
  • And if you have no workplace plan, consider opening an IRA.

The choices and financial jargon within a retirement plan may feel overwhelming, but options like target date funds help reduce complexity and keep you properly invested without needing expert advice.

The biggest mistake isn’t choosing the wrong fund for your retirement dollars; it’s not starting at all. Small steps today can build real flexibility tomorrow. And time is Gen Z’s biggest advantage.

This content was provided by Edward Jones for use by Lee Van Pelt, your Edward Jones financial advisor at (541) 756-0854 edwardjones.com/lee-vanpelt. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

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The Importance of On-Site Medical Care for Memory Care Residents
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Watching an aging loved one slowly decline from ongoing memory loss is not for the faint of heart. One day it can pull on your emotions and the next, give you false hope that things are getting better.

To add some stability to these ups and downs, New Friends of Coos Bay Memory Care is excited to announce that longtime, respected, local primary care provider, Dr. Robert Gerber, and his wife, Antonia Rotega-Perez, joined our organization. This makes New Friends of Coos Bay the only memory care community in the central/southern OR coast to have a primary care provider on staff. This is significant!

While there are a handful of strong, positive outcomes from this, perhaps the single most important reason is that it benefits our residents. Period! A win/win for everyone.

If you have an aging loved one living with dementia and the time is near to look for a suitable memory care community, consider New Friends of Coos Bay. To schedule a tour and explore memory care placement, please call Scott at 458-710-0566.

New Physician Joins the Southern Coos Hospital Primary Care Clinic
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BANDON – Family physician Dr. Natalie Speck, MD has joined the staff at the Southern Coos Hospital Primary Care Clinic in Bandon.

A native of Salem, Oregon, Dr. Speck joins Southern Coos Hospital’s Primary Care Clinic with extensive experience in providing comprehensive care for patients of all ages. She comes to Bandon from One Community Health in Hood River, where she served as a clinical leader in Integrative Medicine and Population Health. Board-certified by the American Board of Family Medicine, she is fluent in both English and Spanish and is dedicated to fostering deep trust and cultural connection with every patient she serves.

Dr. Speck earned her degree in Biology from California Lutheran University before receiving her medical degree from the University of Vermont School of Medicine. She completed her residency in Family Medicine at the Oregon Health & Science University (OHSU) affiliate in Klamath Falls.

Dr. Speck is an avid outdoor enthusiast who enjoys skiing, biking, hiking and exploring the natural beauty of the Oregon coast with her husband.

The Southern Coos Hospital Primary Care Clinic is accepting new patients of all ages.

For more information and to schedule an appointment, call 541-329-0154.

Little Fish Fine Seafood Market Reimagines the Coastal Dining Experience in Coos Bay
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Little Fish Fine Seafood, located at 723 S 2nd St., is proud to announce the expansion of its services, offering a comprehensive maritime hub that blends a traditional fish market with a modern café and bakery. Operating under the mission of "swimming against corporate fishing," the market prioritizes local seafood, available both fresh and fresh-frozen.

The establishment has evolved into a full-service destination for locals and visitors alike. The Café now offers sit-down meals for breakfast and lunch, while the Deli and Bakery provide high-quality "Grab & Go" options. In an exciting update for coffee enthusiasts, Little Fish is now serving espresso to complement its diverse menu.

Beyond dining, Little Fish remains a cornerstone for anglers through its professional seafood processing. With the motto, "You Slay Em, We Fillet Em (& Ship)," the market provides expert filleting and shipping services for those looking to enjoy their own catch at home.

Little Fish Fine Seafood is open Tuesday through Friday, 8 am to 5 pm. Breakfast is served from 8 am to 3 pm, with lunch available starting at 11 am. For more information, please contact Little Fish Fine Seafood at 541-671-0445.

Four Stages Of Raising Confident, Money-Smart Kids
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Teaching good money habits starts early and grows through every stage of life.

With very young children, begin simply. Three jars labeled “Spend,” “Save” and “Share” can help them understand what money is and learn that saving for something special takes patience.

With tweens — or children between 9 and 12 — offer bigger ideas. They can earn money through chores or small jobs to connect effort with reward and a sense of ownership. Opening a basic savings account can also help build their confidence.

For high schoolers and young adults, budgeting becomes essential. Tracking what comes in and goes out through an app or spreadsheet helps them stay aware, and learning how credit works can offer benefits down the road.

In their early working years, paying themselves first and building good saving habits set the foundation for long term financial freedom.

When you start strong and stay consistent, money becomes a tool that helps your children support the lives they want.

This content was provided by Edward Jones for use by Lee Van Pelt, your Edward Jones financial advisor at (541) 756-0854 edwardjones.com/lee-vanpelt. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

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